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Nidhi company

Members save and borrow among themselves. A senior expert handles every Nidhi case.

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What you need
Nidhi company
Senior expert
  1. Seven members to startGrowing as the rules ask
  2. Three directorsIt is a public company
  3. Capital set by the rulesChecked by your expert
  4. A registered officeAddress proof and the owner's consent

Good for

Members who lend to each otherDeposits and loans only among members.
Long-term savings groupsA regulated way to pool savings.
Groups with an informal fundTurn the fund into a company with clear rules.

Strict rules, handled by experts

Nidhi companies must meet member, capital and lending rules. A senior expert checks each one with you.

  • Member and fund limits tracked
  • Declaration filed with the government
  • Yearly filings like a public company
  • Lending only to members
Your Nidhi
MembersTracked
FundsTracked
Declaration (NDH-4)Due
Annual returnFiled

Get a clear quote

Tell us about your group. A senior expert reviews it, and we send a clear quote to your account.

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Frequently asked questions

Still unsure? Ask us when you request a quote.

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Can a Nidhi company lend to anyone?

No. It takes deposits from, and lends only to, its members.

Why does a senior expert handle it?

Nidhi rules are strict, and the government checks them closely. You get a clear quote first.